Remote Mortgage Processor
If you are a Remote Mortgage Processor with experience, please read on!
We are small credit union with almost 70 years in the mortgage industry! Now over 200,000 members we are looking to add a conventional underwriter to our team. If you are a mortgage processor who has been looking to make the jump into underwriting, then this may be the opportunity for you!
What You Will Be Doing
Review all loans and registrations for completeness and accuracy
Responsible for generating Account Condition Letter (ACL) per Regulation B requirements
Determine initial potential for qualification by evaluating credit history, income levels and assets/liabilities; calculate debt- to-income and loan-to-value ratios Restructure loan request and recommend for adverse action as needed
Collect, analyze and ingest document to clear ACL conditions
Update loan origination system with the information from collected documents and re-run Desktop Underwriter (DU)
Maintain a working knowledge of both originating systems for home equity loans and lines of credit
What You Need for this Position
At least 3 years of processing, underwriting and/or lending experience
Experienced working with Mortgage Cadence software a plus
Knowledge of State and Federal laws and regulations related to mortgage lending
Knowledge of financial statements, credit reports, tax returns, and appraisals, and experienced working with self employed borrowers
What's In It for You
Base pay $65-75k DOE
Annual bonus: projected ~5-7.5%
401k with 5% company match
the chance for a senior processor to join a stable CU and advance into underwriting
So, if you are a Remote Mortgage Processor with experience, please apply today!
Applicants must be authorized to work in the U.S.CyberCoders, Inc is proud to be an Equal Opportunity Employer
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, or any other characteristic protected by law. Your Right to Work
- In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.